NOTIFICATION FOR LIC AAO AND ASSISTANT ENGINEER EXAM

Recruitment of Assistant Engineers – Civil/ Electrical/ /Structural/ MEP and Assistant Architects and
Recruitment of Assistant Administrative Officers (Specialist )
Life Insurance Corporation of India (LIC) invites online applications from eligible Indian Citizens for appointment to the
post of Assistant Engineers (A.E) – Civil/ Electrical /Structural /MEP & Assistant Architect (A.A) and Assistant
Administrative Officer (AAO) Specialist. Candidates should apply through On-line mode only. No other means/mode
of application will be accepted.
1. (a)TOTAL NO.OF VACANCIES FOR ASSISTANT ENGINEERS : 

Post SC ST OBC EWS UR TOTAL                 PwBD
AE (Civil)   3   0    6   2   18     29 LD VI HI ID/MD
AE (Electrical)    1    0     3    1     5      10    1   1
A A (Architect)     1     1     1      1      0        4
AE (Structural)      1      0      1      0       2         4
AE (Electrical/Mechanical MEP Engineers)      0      0       1       1       1         3
Total       6      1       12       5      26        50    1    1

 

(b) TOTAL NO.OF VACANCIES FOR ASSISTANT ADMINISTRATIVE OFFICERS (SPECIALIST) : 
Details of vacancies and reservation for Scheduled Castes, Scheduled Tribes, Other Backward Classes and
Persons with Benchmark Disabilities shall be as under:

Post SC ST OBC EWS UR TOTAL                 PwBD
AAO (CA)   6   3    11   4   16     40 LD VI HI ID/MD
AAO (Actuarial)    4    3     8    3     12      30    1   1      1
AAO (Legal)     7     3     10      4      16        40    1      1     1       2
AAO (Rajbhasha)      1      1      2      0       4         8       1      1         2
AAO (IT)      7      4       14       5       20         50     1       1
Total       25       14        45       16       68        168     4        2        5        6

SC: Schedule Caste; ST: Schedule Tribe; OBC: Other Backward Classes; EWS: Economically Weaker
Section; UR: Unreserved; PwBD: Persons with Benchmark Disabilities; LD: Locomotor disability; VI: Visual
Impairment; HI: Hearing Impairment; ID: Intellectual disability; MD: Multiple Disability
The total number of vacancies and the reserved vacancies are provisional and may vary according to the
actual requirements of LIC.

Note: Candidate should apply for any ONE post only. Applications made for more than one post will render all
the applications of the candidate invalid.
Reservation for Persons with Benchmark disability:
Four percent horizontal reservation has been provided to Persons with Benchmark Disabilities as per section
34 of “Rights of Persons with Disabilities Act, 2016”. The persons with under mentioned categories of
disabilities may apply:
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A. Locomotor Disability (LD):
Person with disability of one hand, one leg, both leg, One arm and One leg provided independent mobility
is not affected, are eligible to apply. For AE (Civil) disability of only one arm, one leg is eligible. Leprosy
cured person, Cerebral policy, dwarfism, muscular dystrophy and Acid attack victim as specified in the
Schedule of RPwD Act, 2016 would be covered under Locomotor Disability.
B. Visual Impairment (VI):
Candidates with Visual impairment as defined under The Schedule of RPwD Act, 2016, are eligible to
apply.
C. Hearing Impairment (HI):
Persons with “deaf” and “hard of hearing” disability as defined under The Schedule of RPwD Act, 2016,
are eligible to apply.
D. Intellectual Disability (ID):
Persons having intellectual disability, Specific learning disability, Mental illness as defined under The
Schedule of RPwD Act, 2016, are eligible to apply.
E. Multiple Disabilities (MD):
Persons with more than one of the above mentioned disabilities as defined under The Schedule of RPwD
Act, 2016, are eligible to apply.
Note: only person with benchmark disabilities as defined under section 2. (r) of the Rights of Persons with
Disabilities Act, 2016 would be eligible for reservation.
A person who wants to avail the benefit of reservation will have to submit a disability certificate issued by a
Competent Authority as prescribed in RPwD Act, 2016. Such certificate will be subject to verification as may
be decided by LIC.
2. Schedule of events:
The tentative schedule of events shall be as under:
Activity Dates
Start date for Online Registration of Applications and Online Payment of
Application Fee/ Intimation Charges
25.02.2020
Last date for Online Registration & Online Payment of Application
Fee/Intimation Charges
15.03.2020
Download of Call Letter for Online Preliminary Examination From 27.03.2020 to
04.04.2020
Dates of Online Examination – Preliminary (tentative) 4th April 2020
Dates of Online Examination – Main Will be informed later
Candidates are advised to regularly keep in touch with the authorized LIC website www.licindia.in for
details and updates.
3. Eligibility Conditions:
Eligibility conditions as on 01.02.2020 shall be as under:
Age Minimum Age shall be 21 years (completed) as on 01.02.2020. Maximum age shall
not be more than 30 years (candidates must have been born not earlier than
02.02.1990 and not later than 01.02.1999 both days inclusive only are eligible )
Relaxations in upper age limit for Scheduled Caste (SC)/Scheduled Tribe(ST)/Other
Backward Community(OBC)/ Emergency Commissioned Officers (ECO) /Short
Service Commissioned Officers (SSCO) /Persons with Benchmark Disabilities
(PwBD) /Confirmed LIC employees/ shall be as under :
SC/ST 5 YEARS
OBC 3 YEARS
PwBD(Gen) 10 YEARS
PwBD(SC/ST) 15 YEARS
PwBD(OBC) 13 YEARS
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ECO/SSCO (GEN) 5 YEARS
ECO/SSCO (SC/ST) 10 YEARS
ECO/SSCO (OBC) 8 YEARS
Confirmed LIC employees Further Relaxation of 5 YEARS
Educational
Qualification
A. For AE (Civil): B.Tech/B.E. (Civil) from an AICTE recognized Indian
University/Institution. Candidate should have a minimum three years
working experience in planning and execution of multi storied building
projects with all required infrastructure.
B. For AE (Electrical) : B.Tech/B.E. (Electrical) from an AICTE recognized
Indian University/Institution. Candidate should have a minimum three years
working experience in planning and execution of multi storied building
projects with all required infrastructure.
C. For Assistant Architect : B. Arch. from a recognized Indian
University/Institution. Candidate should be registered with Council of
Architecture and possess a minimum of three years experience in
designing of all types of buildings with allied services. Candidate should
also be well versed with green building design requirements and
application of AutoCAD software and / or similar type software.
D. For AE (Structural): M. Tech / M.E. (Structural) from an AICTE
recognized Indian University/ Institution. Candidate should be well versed
with structural design of high rise building with the foundation system.
He/she should be familiar with various standards of BIS pertaining to
structural design and Foundation design and must be experienced in
handling of structural engineering software like ETABS, STAAD etc.
Candidates applying for the post must possess minimum one year hands
on experience in the area.
E. For AE (MEP engineers): B. Tech./ B.E. (Mechanical/ Electrical) from an
AICTE recognized Indian University/Institution. Candidate should have a
minimum three years experience in planning and execution of Plumbing /
Piping / HVAC system, Lift & Fire Fighting system, Electrical Sub-station
in multi storied buildings.
F. For AAO (Chartered Accountant) – Bachelor’s Degree from a recognized
Indian University/Institution and Candidates should have passed Final
Examination of Institute of Chartered Accountant and completion of Articles
as presented by Institute of Chartered Accountant. The candidate should
be Associate member of Institute of Chartered Accountants of India.
Candidates should provide their membership number and the same will be
verified with Institute of Chartered Accountants of India.
G. For AAO (Actuarial) – Bachelor’s Degree in any discipline from a
recognized Indian University/Institution and Candidates should have
compulsorily passed 6 or more papers of the examination conducted by the
Institute of Actuaries of India / Institute and Faculty of Actuaries, UK. as on
the date of eligibility i.e. 1st February, 2020. Candidates should provide
their membership number and the same will be verified with Institute of
Actuaries of India / Institute and Faculty of Actuaries, UK.
H. For AAO (Legal): Bachelor’s degree in Law or LLM from a recognized
Indian University/Institution. Three years Bar experience is essential.
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I. For AAO (Rajbhasha): Post Graduate Master’s Degree in Hindi/Hindi
translation with English as one of the subjects at Bachelor’s Degree level
OR
Post Graduate Master’s Degree in English with Hindi as one
of the subjects at Bachelor’s degree level
OR
Post Graduate Master’s Degree in Sanskrit with English and
Hindi as subjects at Bachelor’s degree level.
J. For AAO (IT): Graduation degree in Engineering (Computer Science, IT or
Electronics), or MCA or MSC (Computer Science) from a recognized Indian
University/ Institution.
 Candidates should ensure that the educational qualification possessed by them shall be as per the
prescribed educational qualifications mentioned in the advertisement and they fulfill the above eligibility
criteria. No equivalent educational qualification shall be considered as eligible by LIC of India.
 All the educational qualifications mentioned should be from a University/Institute/ Board recognized by
Govt. of India / approved by the Government Regulatory bodies and the result should have been
declared on or before 01.02.2020. Proper documents from Board / University for having declared the
result on or before 01.02.2020 have to be submitted at the time of interview. The date of passing the
examination which is reckoned for eligibility will be the date of passing appearing on the mark sheet /
provisional certificate.
 Candidates can apply for only one post. In case of multiple applications all the applications of the
candidate will be summarily rejected.
4. Emoluments and Benefits:
Basic pay of Rs. 32795/- per month in the scale of Rs. 32795- 1610(14) –55335– 1745(4) –62315 and other
admissible allowances as per rules. Total emoluments at the minimum of the scale inclusive of House Rent
Allowance, City Compensatory Allowance etc wherever admissible depending upon the classification of the city
will be approximately Rs 57,000/- per month in ‘A’ Class city. Other benefits are Defined Contributory Pension,
Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance ,
Vehicle Loan (2-wheeler/4 wheeler) as per rules, meal coupon, reimbursement of cost of Brief case/leather bags,
mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc.as per rules.
Candidates selected for the post of Assistant Administrative Officers (Chartered Accountant) with two years post
qualification work experience on the date of eligibility are eligible for two advance increments.
5. Service Conditions:
The service conditions will be applicable as per the prevalent rules of the LIC from time to time. The advertised
posts are regular and selected candidates, on appointment, are liable to be posted or subsequently transferred
anywhere in India. It may be noted that most of the vacancies of Assistant Engineers are at project locations. As
such, after selection and successful completion of training, candidates will be posted to such locations and
transferred as and when need arises.
6. Probation:
A candidate after appointment shall be on probation for a period of one year from the date of joining. This period
may be extended upto two years.
7. Guarantee Bond:
Before joining as a Probationer, candidates will be required to give an undertaking to serve LIC for a minimum
period of four years from the date of joining (including probationary period) failing which, he/she or his /her heirs,
executors, administrators will be liable to pay liquidated damages of Rs.5,00,000/-only (Rupees Five Lakhs only)
+ GST or the sum of amount the Executive Director (Personnel) may prescribe from time to time. GST or any
other tax payable shall also be borne by the candidate. The candidate will have to submit Deed of Indemnity and
surety at his cost, duly stamped and notarized, the stamp value of which will be as applicable to the State in
which the deed is executed by the candidate.
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8. Application fees/ Intimation charges (Non-refundable):
Candidates will have to make the payment of Application Fees/Intimation Charges through the On-Line Mode as
under:
For SC/ST/ PwBD candidates Intimation Charges of Rs. 85/- +Transaction Charges +
GST
For all other candidates Application Fee-cum-Intimation Charges of Rs. 700/- +
Transaction Charges + GST
For detailed instructions on method of payment please refer “How to Apply”.
9. Selection Procedure:
Selection of Assistant Engineers and Assistant Administrative Officers will be done through a three tiered
process and subsequent Pre-recruitment Medical examination.
Phase-I: Preliminary Examination:
Preliminary Examination consisting of objective test will be conducted online. The test will have three sections
(with separate timings for each section) as follows:
Section 

Section Name of the tests Number of Questions Maximum Marks Medium of Exam Minimum Qualifying Marks

 

 Duration              
SC/ST/PwBD Others
1. Reasoning Ability   35    35   English & Hindi   16     18 20 Minutes
2.    English Language with special emphasis on grammar, vocabulary and comprehension    30     30   English     9      10    20

Minutes

3     Quantitative Aptitude     35     35   English & Hindi      16        18   20 minutes
     Total      100      70                    1 hour

** English Language test will be of qualifying nature and the marks in English Language will not be counted
for ranking.
Candidates equal to 20 times of number of vacancies in each category, subject to availability, will be
shortlisted for Main examination.
Phase-II : Main Examination:
Main examination will consist of objective tests for 300 marks and descriptive test for 25 marks. Both the
objective and descriptive tests will be online. The objective test will have separate timing for every section.
Candidates will have to answer descriptive test by typing on the computer. Descriptive test will be
administered immediately after the completion of the objective test.
Main Examination:
Section Name of the

Section Name of the tests Number of Questions Maximum Marks Medium of Exam Minimum Qualifying Marks

 

 Duration              
SC/ST/PwBD Others
1. Reasoning Ability   30    90   English & Hindi   40     45 40 Minutes
2.    General Knowledge, Current Affairs    30     60   English & Hindi     27      30    20

Minutes

3    Professional knowledge     30     90   English & Hindi      40       45   40 minutes
4    Insurance and Financial Market Awareness      30      60   English & Hindi       27       30     20

Minutes

Total     120       300
5 English Language (Letter writing & Essay)/ Legal drafting for AAO(Legal)      2        25  English        9        10      30 Minutes

Minutes
** Descriptive test of English Language etc. will be of qualifying nature and the marks in English Language
will not be counted for ranking.
LIC reserves the right to modify the structure of the examination which will be intimated through its website.
Other detailed information regarding the examination will be given in an Information Handout which will be
made available for the candidates to download along with the call letters from the LIC website
www.licindia.in under “Careers”.
Candidate MUST pass in each Section separately and should also obtain minimum marks in the aggregate to
qualify for the online examinations (Preliminary and Main) and the interview. The responses (answers) of
individual candidates with other candidates would be analyzed to detect patterns of similarity of right and wrong
answers. If in the analytical procedure adopted in this regard, it is inferred/concluded that the responses have
been shared and scores obtained are not genuine/valid, LIC reserves the right to cancel the candidature of the
concerned candidate and the result of such candidates (disqualified) will be withheld.
The minimum marks to be obtained in each Section and cut off marks for each section and in the
aggregate shall be decided by LIC. Descriptive test of English Language etc. is of qualifying nature and
marks in this test will not be counted for ranking. The decision of LIC in this regard shall be final and binding
on the candidates. No correspondence will be entertained in this regard.
The corrected scores obtained by each of the candidates in different sessions (if held) will be normalized using
equi-percentile equating method.
The Scores of Online Examination are obtained by adopting the following procedure:
(i) Number of questions answered correctly by a candidate in each objective test is considered for arriving at
the Score.
(ii) The score so obtained by a candidate are made equivalent to take care of the minor difference in difficulty
level, if any, in each of the objective tests held in different sessions to arrive at the Equated Scores*
* Scores obtained by candidates on any test are equated to the base form by considering the distribution
of scores of all the forms.
(iii) Test wise scores and scores on total is reported with decimal point upto two digits.
Marks obtained in the Main Examination only will be considered for shortlisting for interview and marks
obtained in Main Examination + marks obtained in Interview will be considered for final merit listing of
candidates.
Guidelines for online examination (Preliminary and Main examination):
Please note that candidates will not be permitted to appear for the online examination without the following
documents:
1) Valid Call letter for the respective date and session of Examination
2) Photo Identity proof (as specified) in original bearing the same name as it appears on the call letter
/ application form and
3) Photo copy of photo identity proof (as mentioned in (2) above)
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Candidates reporting late i.e. after the reporting time specified on the call letter for examination will not be
permitted to take the examination.
The reporting time mentioned on the call letter is prior to the start of the examination. Though the duration of
duration of preliminary examination is one hour, candidates may be required to be at the venue for about
three hours or more including the time required for completing various formalities such as verification and
collection of various requisite documents, logging in, giving instructions etc.
For Main examination, the duration of examination is two hours but the candidates may be required to be at
the venue for about four hours or more including the time required for completing various formalities such as
verification and collection of various requisite documents, Biometric data capture, logging in, giving
instructions etc.
Guidelines for Persons with Benchmark Disabilities using a scribe:
(i) The visually impaired candidates and the candidates whose writing speed is adversely affected
permanently for any reason can use their own scribe at their cost during the online examination
(Preliminary and Main). In all such cases where a scribe is used, the following rules will apply:
 The candidate will have to arrange his/her own scribe at his/her own cost.
 The scribe arranged by the candidate should not be a candidate for the same examination .If
violation of the above is detected at any stage of the process, candidature of both the candidate and
the scribe will be cancelled. Candidates eligible for and who wish to use the services of a scribe in
the examination should invariably carefully indicate the same in the online application form. Any
subsequent request may not be favourably entertained.
 A person acting as a scribe for one candidate cannot be a scribe for another candidate.
 The scribe should not be a current/Ex-employee of LIC of India.
 The scribe should be from an academic stream different from that prescribed for the post.
 Both the candidate as well as scribe will have to give a suitable undertaking confirming that the
scribe fulfils all the stipulated eligibility criteria for a scribe mentioned above. Further in case it later
transpires that he/she did not fulfil any laid down eligibility criteria or suppressed material facts the
candidature of the applicant will stand cancelled, irrespective of the result of the online examination.
 Those candidates who use a scribe shall be eligible for compensatory time of 20 minutes for every
hour of the examination or as otherwise advised.
 Only candidates registered for compensatory time will be allowed such concessions since
compensatory time given to candidates shall be system based, it shall not be possible for the test
conducting agency to allow such time if he / she is not registered for the same. Candidates not
registered for compensatory time shall not be allowed such concessions.
(ii) Guidelines for Candidates with locomotor disability and cerebral palsy:
A compensatory time of twenty minutes per hour or otherwise advised shall be permitted for the
candidates with locomotor disability and cerebral palsy where dominant (writing) extremity is
affected to the extent of slowing the performance of function (minimum of 40%impairment).
(iii) Guidelines for Visually Impaired candidates:
 Visually Impaired candidates (who suffer from not less than 40% of disability) may opt to view the
contents of the test in magnified font and all such candidates will be eligible for compensatory time
of 20 minutes for every hour or otherwise advised of examination.
 The facility of viewing the contents of the test in magnifying font will not be available to Visually
Impaired candidates who use the services of a Scribe for the examination.
(iv) Guidelines for candidates with Intellectual Disability
A Compensatory time of twenty minutes per hour of examination, either availing the services of a
scribe or not, shall be permitted to the candidates with more than 40% Intellectual Disability and
Multiple disability.
These guidelines are subject to change in terms of GOI guidelines/ clarifications, if any, from time to time.
The declaration of candidates using scribe has to be as per Annexure-II.
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Phase-III: Interview
Marks obtained in the Main Examination only will be considered for short listing for interview.
I. Commensurate to the number of vacancies, LIC reserves the right to fix the minimum eligibility standards
in order to restrict the candidates to be called for interview and also fix the minimum qualifying marks to
qualify in the interview. Maximum Interview marks are 60 and qualifying marks for EWS, Unreserved,
OBC are 30.Qualifying marks for SC /ST/PwBD candidates are 27. Candidates who do not obtain the
minimum qualifying marks as decided by LIC shall be excluded from further selection process. The
decision of LIC in this regard shall be final and binding on the candidates and no correspondence will be
entertained in this regard.
II. The number of candidates to be called for interview will be about three times the number of vacancies to
be filled in subject to availability of successful candidates in the online main examination and will be
purely as per their ranking in their respective category.
III. In case of similar marks of two or more candidates, the merit order of such group of candidates shall be
as per the aggregate marks in online main examination and interview and further as per their additional
post graduation qualification (i.e. the person with higher educational qualification will be placed higher in
the merit order) and in case of further similarity in educational qualification merit order will be decided on
the basis of age, (i.e. senior in age will be placed higher in merit order). LIC will not be bound to take all
the candidates with similar mark. It will only take candidates as per vacancy notified.
IV. Outstation candidates called for interview shall be entitled for re-imbursement of Second Class Ordinary
to and fro Railway/Bus Fare by the shortest route from the place of residence to the place of interview to
be restricted to the fare by Railway Second Class Sleeper including the Reservation charges.
V. There will be no contingency/waiting list for candidates not declared successful in the main list.
Marks obtained in Main examination plus marks obtained in interview will be considered for final merit listing.
Pre-Recruitment Medical Examination:
Shortlisted candidates in final merit list will have to undergo Pre-Recruitment Medical Examination and if found
medically fit, will be offered appointment.
Pre-exam training for OBC/SC/ST/PwBD candidates:
SC/ST/OBC/PwBD candidates who wish to avail the benefit of pre examination training may register their name
and other details with the Divisional Office of LIC convenient to them after submission of online application. The
Divisional Office will inform the registered candidates, the date and venue of the training. Such candidates would
have to attend the training at their own cost on the appointed dates and at the venue advised to them.
Candidates are required to refer to the website under the tab “Careers” for address of the Divisional Offices of
LIC.
10. Action against misconduct:
I. Candidates are advised in their own interest that they should not furnish any particulars that are false,
tampered, fabricated or should not suppress any material information.
II. Use/Possession of Mobile phone, pager, calculators or any such devices are not allowed inside the
premises where examination/ interview is being conducted. Candidates are advised not to bring any of
the prohibited items including mobile phones etc to the venue of examination as arrangement for
safekeeping cannot be assured.
III. At any stage of recruitment, if a candidate is or has been found guilty of –
(a) Using unfair means during the examination or interview
(b) Impersonating or procuring impersonation by any person or
(c) Misbehaving in the examination hall/interview premises
(d) Resorting to any irregular means in connection with his/her candidature during selection
process
(e) Obtaining support for his/her candidature by any means,
he/she in addition to rendering himself/herself liable to criminal prosecution may also be liable to
be:
i) Disqualified from the examination.
ii) Debarred either permanently or for a specified period from any examination/ recruitment to
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be conducted by LIC.
iii) If such instances go undetected during the current selection process but are detected
subsequently, such disqualification will take place with retrospective effect.
11. Biometric Data – Capturing and Verification
It has been decided to capture and verify the biometric data (right thumb impression or otherwise) and the
photograph of the candidates during the process of recruitment on the following stages:
(i) At the start of the Main examination and at end of Main examination before leaving the hall / lab.
(ii) At the time of document verification before the interview, if shortlisted
(iii) At the time of reporting for the training/ joining.
Decision of the Biometric data verification authority with regard to its status (matched or mismatched) shall be
final and binding upon the candidates. Candidates whose biometric does not match at any stage of selection
process, will not be allowed in the next stage of recruitment.
Refusal to participate in the process of biometric data capturing / verification on any of the above mentioned
occasions may lead to cancellation of candidature.
If fingers are coated (stamped ink/ mehandi/ coloured etc), ensure to thoroughly wash them so that coating is
completely removed before the exam / interview / joining day.
If fingers are dirty or dusty, ensure to wash them and dry them before the finger print (biometric) is captured.
Ensure fingers of both hands are dry. If fingers are moist, wipe each finger to dry them.
If the primary finger (right thumb) to be captured is injured / damaged, immediately notify the concerned authority
in the test centre. In such cases impression of other fingers, toes etc may be captured.
Please note that apart from the occasions mentioned above, LIC reserves the right to capture/ verify biometric
data of candidates at other stages as well.
12. How to apply:
Candidates can apply online from 25.02.2020 to 15.03.2020. No other mode for application will be accepted.
Before applying online, candidates should be ready with/ for the followingi. Scan their photograph and signature ensuring that both the photograph and signature adhere to the required
specifications.
ii. Have a valid personal email ID and mobile no., which should be kept active till the completion of this
Recruitment Process. LIC may send call letters for the examination etc. through the registered e-mail ID. In
case a candidate does not have a valid personal e-mail ID, he/she should create his/her new e-mail ID and
mobile number before applying on-line and must maintain that email account and mobile number.
IMPORTANT POINTS TO BE NOTED BEFORE REGISTRATION
(i) Candidates should scan their :
– photograph (4.5cm × 3.5cm)
– signature (with black ink)
– left thumb impression (on white paper with black or blue ink)
– a hand written declaration (on a white paper with black ink) (text given below)
ensuring that all these scanned documents adhere to the required specifications.
(ii) Signature in CAPITAL LETTERS will NOT be accepted.
(iii) The left thumb impression should be properly scanned and not smudged. (If a candidate is not
having left thumb, he/she may use his/ her right thumb for applying.)
(iv) The text for the hand written declaration is as follows –
“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in
the application form is correct, true and valid. I will present the supporting documents as and
when required.”
(v) The above mentioned hand written declaration has to be in the candidate’s hand writing and in
English only. If it is written and uploaded by anybody else or in any other language, the
application will be considered as invalid. (In the case of Visually Impaired candidates who cannot
write they have to get the text of declaration typed and put their left hand thumb impression below the
typed declaration and upload the document as per specifications.)
(vi) Keep the necessary details/documents ready to make Online Payment of the requisite
application fee/ intimation charges
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APPLICATION FEES/ INTIMATION CHARGES (NON REFUNDABLE) PAYMENT OF FEE ONLINE:
25.02.2020 TO 15.03.2020.
GST at applicable rate and Bank Transaction charges for Online Payment of application fees/intimation
charges will have to be borne by the candidate.
Application Registration:
1. Candidates satisfying the conditions of eligibility as on 01.02.2020 are required to go to the LIC’s
website www.licindia.in and click on the ‘Careers’ to open the link “ Recruitment of
AE/AA/AAO(Specialist). It redirects the candidates to the online registration page.
2. To register application, choose the tab “Click here for New Registration” and enter Name, Contact
details and Email-id. A Provisional Registration Number and Password will be generated by the
system and displayed on the screen. Candidate should note down the Provisional Registration
Number and Password. An Email & SMS indicating the Provisional Registration number and
Password will also be sent.
3. In case the candidate is unable to complete the application form in one go, he / she can save the
data already entered by choosing “SAVE AND NEXT” tab. Prior to submission of the online
application candidates are advised to use the “SAVE AND NEXT” facility to verify the details in the
online application form and modify the same if required. Visually Impaired candidates should fill the
application form carefully and verify/ get the details verified to ensure that the same are correct
prior to final submission.
4. Candidates are advised to carefully fill and verify the details filled in the online application
themselves as no change will be possible/ entertained after clicking the FINAL SUBMIT BUTTON.
5. The Name of the candidate or his /her Father/ Husband etc. should be spelt correctly in the
application as it appears in the Certificates/ Mark sheets. Any change/alteration found may
disqualify the candidature.
6. Validate your details and Save your application by clicking the ‘Validate your details’ and ‘Save &
Next’ button.
7. Candidates can proceed to upload Photo & Signature as per the specifications.
8. Candidates can proceed to fill other details of the Application Form.
9. Click on the Preview Tab to preview and verify the entire application form before FINAL SUBMIT.
10. Modify details, if required, and click on ‘FINAL SUBMIT’ ONLY after verifying and ensuring that the
photograph, signature uploaded and other details filled by you are correct.
11. Click on ‘Payment’ Tab and proceed for payment.
12. Click on ‘Submit’ button.
13. The list of examination centre for preliminary & main examination is given in Annexure-I
Payment of fees: Online Mode
a. The application form is integrated with the payment gateway and the payment process can be
completed by following the instructions.
b. The payment can be made by using Debit Cards (RuPay/ Visa/MasterCard/Maestro), Credit Cards,
Internet Banking, IMPS, Cash Cards/ Mobile Wallets.
c. After submitting your payment information in the online application form, PLEASE WAIT FOR THE
INTIMATION FROM THE SERVER. DO NOT PRESS BACK OR REFRESH BUTTON IN ORDER TO
AVOID DOUBLE CHARGE
d. On successful completion of the transaction, an e-Receipt will be generated.
e. Non-generation of ‘E-Receipt’ indicates PAYMENT FAILURE. On failure of payment, Candidates are
advised to login again using their Provisional Registration Number and Password and repeat the
process of payment.
f. Candidates are required to take a printout of the e-Receipt and online Application Form containing fee
details. Please note that if the same cannot be generated, online transaction may not have been
successful.
g. For Credit Card users: All charges are listed in Indian Rupee. If you use a non-Indian credit card, your
bank will convert to your local currency based on prevailing exchange rates.
11
h. To ensure the security of your data, please close the browser window once your transaction is
completed.
i. There is facility to print application form containing fee details after payment of fees.
j. Candidates shall be solely responsible for filling up the online applications correctly. In case of invalid
applications due to errors committed by the applicant no claims for refund of application money so
collected shall be entertained by LIC.
k. To avoid last minute rush, candidates are advised to register on-line and pay the Application Fees
/Intimation Charges (wherever applicable) in time.
l. LIC does not assume any responsibility for the candidates not being able to submit their applications
within last date on account of aforesaid reasons or for any other reason beyond the control of LIC.

Guidelines for scanning and Upload of Documents:
Before applying online a candidate will be required to have a scanned (digital) image of his/her
photograph and signature as per the specifications given below.
Photograph Image:
– Photograph must be a recent passport style colour picture.
– Make sure that the picture is in colour, taken against a light-coloured, preferably white,
background.
– Look straight at the camera with a relaxed face
– If the picture is taken on a sunny day, have the sun behind you, or place yourself in the shade, so
that you are not squinting and there are no harsh shadows
– If you have to use flash, ensure there’s no “red-eye”
– If you wear glasses make sure that there are no reflections and your eyes and ears can be
clearly seen.
– Caps, hats and dark glasses are not acceptable. Religious headwear is allowed but it must not
cover your face.
– Dimensions 200 x 230 pixels (preferred)
– Size of file should be between 20kb–50 kb
– Ensure that the size of the scanned image is not more than 50kb. If the size of the file is more
than 50 kb, then adjust the settings of the scanner such as the DPI resolution, no. of colours etc.,
during the process of scanning.
– If the photo is not uploaded at the place of Photo Admission for Examination will be
rejected/denied. Candidate him/herself will be responsible for the same.
– Candidate should also ensure that photo is uploaded at the place of photo and signature at the
place of signature. If photo in place of photo and signature in place of signature is not uploaded
properly, candidate will not be allowed to appear for the exam.
– Candidate must ensure that Photo to be uploaded is of required size and the face should be
clearly visible.
Signature, left thumb impression and hand-written declaration Image:
– The applicant has to sign on white paper with Black Ink pen.
– The applicant has to put his left thumb impression on a white paper with black or blue ink.
– The applicant has to write the declaration in English clearly on a white paper with black ink
– The signature, left thumb impression and the hand written declaration should be of the applicant
and not by any other person.
– The signature will be used to put on the Call Letter and wherever necessary.
– If the Applicant’s signature on the attendance sheet or Call letter, signed at the time of the
examination, does not match the signature uploaded, the applicant will be disqualified.
– Signature / Hand written declaration in CAPITAL LETTERS shall NOT be accepted.
Signature :
Signature image in .jpg format
Dimensions 140 x 60 pixels (preferred)
Size of file should be between 10kb-20kb
Size of the scanned image should not be more than 20kb
Left thumb impression:
• The applicant has to put his left thumb impression on a white paper with black or blue ink.
12
• The hand written declaration should be of the applicant and not by any other person.
o File type: jpg / jpeg
o Dimensions: 240 x 240 pixels in 200 DPI (Preferred for required quality) i.e. 3 cm * 3 cm
(Width * Height)
o File Size: 20 KB – 50 KB
Hand-written declaration:
• Hand written declaration content is to be as expected.
• Hand written declaration should not be written in CAPITAL LETTERS.
• The applicant has to write the declaration in English clearly on a white paper with black or blue ink.
• The hand written declaration should be of the applicant and not by any other person.
• Hand written Declaration
o File type: jpg / jpeg
o Dimensions: 800 x 400 pixels in 200 DPI (Preferred for required quality) i.e. 10 cm * 5 cm (Width *
Height)
o File Size: 50 KB – 100 KB
Scanning the documents:
• Set the scanner resolution to a minimum of 200 dpi (dots per inch)
• Set Colour to True Colour.
• Crop the image in the scanner to the edge of the left thumb impression / hand written declaration, then use
the upload editor to crop the image to the final size (as specified above).
• The image file should be JPG or JPEG format. An example file name is: image01.jpg or image01.jpeg
• Image dimensions can be checked by listing the folder files or moving the mouse over the file image icon.
• Candidates using MS Windows/MSOffice can easily obtain documents in .jpeg format by using MS Paint or
MS Office Picture Manager. Scanned documents in any format can be saved in .jpg / .jpeg format
by using ‘Save As’ option in the File menu. Size can be adjusted by using crop and then resize option.
– If the file size and format are not as prescribed, an error message will be displayed.
– While filling in the Online Application Form the candidate will be provided with a link to
upload his/her photograph, signature, left thumb impression and hand written declaration.
Procedure for Uploading the documents
• While filling in the Online Application Form the candidate will be provided with separate links for uploading
left thumb impression and hand written declaration.
• Click on the respective link “Upload left thumb impression / hand written declaration”.
• Browse and Select the location where the Scanned left thumb impression / hand written declaration file has
been saved.
• Select the file by clicking on it.
• Click the ‘Open/Upload’ button Your Online Application will not be registered unless you upload your
Left thumb impression and hand written declaration as specified.
• If the file size and format are not as prescribed, an error message will be displayed.
• Preview of the uploaded image will help to see the quality of the image. In case of unclear / smudged, the
same may be re-uploaded to the expected clarity /quality.
Note:
(1) In case the left thumb impression or the hand written declaration is unclear / smudged the candidate’s
application may be rejected.
(2) After uploading the left thumb impression / hand written declaration in the online application form
candidates should check that the images are clear and have been uploaded correctly. In case the left
thumb impression or the hand written declaration is not prominently visible, the candidate may edit his/ her
application and re-upload his/ her thumb impression / hand written declaration, prior to submitting the form.
13
(3) After registering online candidates are advised to take a printout of their system generated online
application forms The candidates are requested to preserve the printout till the entire process is complete
13. Issue of Call Letters for on-line examination:
Candidates will have to visit the website under the heading “Careers” for downloading call letters for on-line
Preliminary examination from 27.03.2020 to 04.04.2020 from the given link hosted on LIC’s website.
Intimation for downloading call letter will also be sent through e-mail/SMS. Once the candidate clicks the
relevant link, he/she can access window for call letter download. The candidate is required to use (i)
Registration Number/Roll number, (ii) Password/Date of Birth for downloading the call letter. Candidate
should affix recent recognizable photograph on the call letter preferably the same as provided during
registration and appear at the examination centre with (i) The Call Letter (ii) Photo Identity Proof as
stipulated in the Call Letter and Photocopy of the same Photo Identity Proof as brought in original.
14. Identity Verification for Online Examination.
The candidate is required to affix his/her recent recognizable photograph on the call letter and appear at
the exam centre with the Call Letter and Photo Identity Proof in original
In the examination hall, the call letter along with the photocopy of the candidate’s currently valid photo
identity such as PAN Card/Passport/Driving License/Voter’s Card/Bank Passbook with photograph/Photo
Identity Proof issued by a Gazetted Officer on official letterhead/valid recent Identity Card issued by a
recognized College /University/Aadhar Card with a Photograph/Employee ID/Bar Council Identity card with
photograph should be submitted to the invigilator for verification. The candidate’s identity will be verified
with respect to his/her details on the call letter, in the Attendance List and requisite documents submitted.
If identity of the candidate is in doubt, the candidate may not be allowed to appear for the examination.
E-Aadhar card and ration card are not valid id proofs for this process.
Note: Candidates have to produce in original the photo identity proof and submit photo copy of
the photo identity proof along with Examination Call Letter while attending the examination
without which they will not be allowed to take up the examination. Candidates must note that the
name as appearing on the Call Letter (provided during the process of registration) should exactly
match the name as appearing on the photo identity proof. Female candidates who have changed
first/last/middle name post marriage must take special note of this. The photo identity proof must
contain exactly the same name as it appears on the call letter. In case of any discrepancy in
identity i.e. mismatch in name, photograph and signature the candidate may not be permitted to
appear for the examination. In case of candidates who have changed their name, will be allowed
only if they produce original Gazette notification / their original marriage certificate in original
CANDIDATES REPORTING LATE i.e. after the reporting time specified on the call letter for Examination
will not be permitted to take the examination. The reporting time mentioned on the call letter is prior to the
start time of the test including the time required for completion of various formalities such as verification and
collection of various requisite documents, biometric data capture, logging in, giving of instructions.
15. Important Instructions
i) Before applying, candidates are advised to satisfy themselves that they fulfill all the eligibility conditions
especially age, qualification, EWS category, caste (for Scheduled Caste/Scheduled Tribe/Other
Backward Class candidates only) . If found ineligible on any count, their candidature will be cancelled at
any stage of recruitment. The fees/intimation Charges paid by ineligible candidates shall be forfeited.
Decision of LIC in all matters regarding eligibility of the candidate, selection and any other matters
relating to recruitment will be final and binding on the candidate. No correspondence or personal
enquiries shall be entertained by LIC in this regard.
ii) After applying on-line, the candidates should obtain a system generated print out of the application on
A4 size paper and retain it after signing the same. Please do not send this print out to Life Insurance
Corporation of India. The option for printing the online application will be available up to 15.03.2020
only.
iii) Candidates who are called for interview will have to submit the duly signed System Generated
Print out of the On-line application, Receipt of fee as mentioned above and also produce original and
self attested Photostat copies of all relevant certificates at the time of interview, failing which their
candidature shall be liable to be cancelled.
iv) Withdrawal of candidature on account of non furnishing of any information will not confer any right to
14
carry forward or retain the candidature for future recruitment
v) Application once submitted will not be allowed to be withdrawn and the fee once paid will not be
refunded nor would this fee be held in reserve for future exam/ selection.
vi) Caste Certificate in respect of SC/ST/OBC & Income and Asset certificate for EWS must be obtained in
the prescribed format from any one of the following authorities and submitted at the time of interview :-
A District Magistrate/ Additional District Magistrate/ Collector/ Deputy Commissioner/
Additional Deputy Commissioner/ Deputy Collector/ 1st Class Stipendiary Magistrate/ SubDivisional Magistrate / Taluka Magistrate/ Executive Magistrate/ Extra Assistant
Commissioner not below the rank of 1st Class Stipendiary Magistrate).
B Chief Presidency Magistrate/ Additional Chief Presidency magistrate /Presidency Magistrate.
C Revenue Officer not below the rank of Tehsildar.
D Sub-Divisional Officer of the area where the candidates and / or his family resides.
E As far as the candidates belonging to ST caste from Tamil Nadu are concerned, the
certificate issued by Revenue Divisional Officer only is acceptable and not by the Tehsildar.
For claiming reservation under OBC category, candidates should belong to such caste or community
which are common to both the lists in respect of Central and the State Governments List from the State
of their origin (as per the list published by the Central Government). The benefit of reservation shall not
apply to persons/ sections belonging to “Creamy layer” as specified vide column 3 of the Schedule to
the Dept. of Personnel & Training OM No.36012/22/93-Estt. (SCT) dated 8.9.93. OBC candidates
should produce certificate as per the proforma prescribed by the Ministry of Personnel, Public
Grievances and Pensions, Govt. of India which should include that they do not belong to Creamy layer.
(Non submission of certificate in the prescribed proforma may render the application to be invalid.)
vii) Formats of Caste Certificates for Scheduled Castes/ Scheduled Tribes/Other Backward Classes, EWS
Certificate and Disability certificates for Persons with Benchmark Disabilities shall be available on our
website.
viii) Caste Name mentioned in certificate should tally letter by letter with Central Government list /
notification
ix) Candidates serving in Government / Public Sector Undertakings should produce “No Objection
Certificate” from the employer at the time of interview, failing which, their candidature may not be
considered.
x) Candidates shall not be permitted to use calculators, mobile phones, pagers or any other instruments in
the examination hall.
xi) Admission to on-line examination is only provisional without verification of age/ qualification/category of
candidate with reference to documents. Candidates should not furnish any particulars that are false,
tampered, fabricated and/or suppress any material information while filling up the online application
form
xii) Any request for change of details submitted during the process of registration will not be entertained
whilst the recruitment exercise is in progress.
xiii) Call letters will not be dispatched by post or any other mode. Candidates will be required to download
the call letters from the referred website.
xiv) The examination will be conducted online in venues given in the respective call letters. No request for
change of centre/venue/date/session for Examination shall be entertained.
xv) LIC, however, reserves the right to cancel any of the Examination Centers and/ or add some other
Centers, at its discretion, depending upon the response, administrative feasibility, etc.
xvi) LIC also reserves the right to allot the candidate to any centre other than the one he/she has opted for.
Candidate will appear for the examination at an Examination Centre at his/her own risks and expenses
and LIC will not be responsible for any injury or losses etc. of any nature. Candidate should select only
one centre and indicate the name of the centre in the application form. Choice of centre once exercised
by the candidate will be final.
xvii) If sufficient number of candidates does not opt for a particular centre for “Online” examination, LIC
reserves the right to allot any other adjunct centre to those candidates OR if the number of candidates
is more than the capacity available for online exam for a centre, LIC reserves the right to allot any other
centre to the candidate.
xviii)Candidates will be informed accordingly in case of any change in the date /centre/venue of examination
by e-mail and SMS.
15
xix) The possibility of occurrence of some problem in the administration of the examination cannot be ruled
out completely which may impact test delivery and/or result from being generated. In that event, every
effort will be made to rectify such problem, which may include movement of candidates, delay in test.
Conduct of a re-exam is at the absolute discretion of test conducting body. Candidates will not have any
claim for a re-test. Candidates not willing to move or not willing to participate in the delayed process of
test delivery shall be summarily rejected from the process.
xx) The candidate should not conceal or suppress any material fact regarding his / her arrest for any
reasons or conviction for commitment to person or having been subject to preventive detention or to any
penalties by any previous employer or having been adjudicated insolvent. In such instances, the
candidate shall be liable for disqualification from the selection process.
xxi) Instances for providing incorrect information and/or process violation by a candidate detected at any
stage of the selection process will lead of disqualification of the candidate from the selection process
and he/she will not be allowed to appear in any LIC recruitment process in the future. If such instances
go undetected during the current selection process but are detected subsequently, such disqualification
will take place with retrospective effect.
xxii) Appointment of selected candidates is subject to his/ her being declared medically fit as per the
requirement of the LIC. Such appointments will also be subject to the LIC of India (Staff) Regulations,
1960.
xxiii) Interview Call Letters for shortlisted candidates shall be sent by e-mail address given by the candidate
at the time of online application. Requests for sending letters to different address subsequently shall not
be entertained.
xxiv) Candidates are requested to kindly refer to the website periodically and check their e-mail account for
updated information pertaining to the Recruitment till the conclusion of the recruitment process.
xxv) LIC reserves the right to cancel the above recruitment process at any stage of the process without
assigning any reason thereof.
xxvi) In case of any dispute on account of interpretation of this advertisement in version other than English,
the English version shall prevail.
xxvii) Any legal proceedings in respect of any matter of claim or dispute arising out of this advertisement and/
or an application in response thereto can be instituted only in Mumbai and courts/ tribunals/ forums at
Mumbai only shall have sole and exclusive jurisdiction to try any cause/ dispute.
xxviii) CANVASSING IN ANY FORM WILL LEAD TO DISQUALIFICATION OF CANDIDATURE.
Place: Mumbai. Executive Director (Personnel)
Date: 25.02.2020
Refer www.licindia.in for further details and Annexures.



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